:root{
  --binq-blue:#0078D4;
  --anthrazit:#222222;
  --bg:#F3F3F3;
  --white:#ffffff;
  --line:rgba(34,34,34,.12);
}

*{box-sizing:border-box}
html,body{
  margin:0;
  padding:0;
  font-family:system-ui,-apple-system,Segoe UI,Inter,Calibri,Arial,sans-serif;
  color:var(--anthrazit);
  background:var(--white);
}
a{color:var(--binq-blue);text-decoration:none}
a:hover{text-decoration:underline}

.container{max-width:1100px;margin:0 auto;padding:0 20px}

header{
  position:sticky;
  top:0;
  background:rgba(255,255,255,.92);
  backdrop-filter:saturate(180%) blur(10px);
  border-bottom:1px solid var(--line);
  z-index:10;
}

.header{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  padding:14px 0;
}

.brand{display:flex;align-items:center;gap:12px}
.brand-mark{width:34px;height:34px;border-radius:10px;background:var(--binq-blue)}
.brand-name{font-weight:800;letter-spacing:.5px}
.brand-claim{font-size:12px;color:rgba(34,34,34,.70)}

.nav{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.nav a{font-weight:600;color:rgba(34,34,34,.85)}
.nav a.btn{color:var(--white);text-decoration:none}

.hero{
  background:linear-gradient(180deg,var(--bg),#fff);
  border-bottom:1px solid var(--line);
}
.hero-inner{
  display:grid;
  grid-template-columns:1.2fr .8fr;
  gap:28px;
  padding:54px 0;
}
.hero h1{margin:0 0 12px;font-size:44px;line-height:1.08}
.lead{margin:0 0 18px;font-size:18px;line-height:1.5;color:rgba(34,34,34,.82)}

.cta{display:flex;gap:12px;flex-wrap:wrap}

.note{
  margin-top:14px;
  padding:10px 12px;
  border:1px solid var(--line);
  border-radius:12px;
  background:rgba(255,255,255,.7);
  font-size:13px;
  color:rgba(34,34,34,.72);
}

.hero-tiles{display:grid;gap:12px}
.tile{
  border:1px solid var(--line);
  border-radius:16px;
  background:var(--white);
  padding:14px;
}
.tile-title{font-weight:800;margin-bottom:6px}
.tile-text{color:rgba(34,34,34,.78);margin-bottom:10px}
.tile-link{font-weight:700}

.section{padding:54px 0}
.section-alt{
  background:var(--bg);
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}
h2{margin:0 0 10px;font-size:28px}
.muted{color:rgba(34,34,34,.72);line-height:1.6}

.grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:12px;
  margin-top:18px;
}
.grid-2{grid-template-columns:repeat(2,1fr)}

.card{
  border:1px solid var(--line);
  border-radius:16px;
  background:var(--white);
  padding:16px;
}
.card h3{margin:0 0 6px}
.card p{margin:0;color:rgba(34,34,34,.78);line-height:1.55}

.section-cta{margin-top:18px}

.contact{
  margin-top:14px;
  border:1px solid var(--line);
  border-radius:16px;
  padding:14px;
  background:var(--white);
}
.contact .row{
  display:flex;
  justify-content:space-between;
  gap:12px;
  padding:10px 0;
  border-bottom:1px solid var(--line);
}
.contact .row:last-child{border-bottom:none}
.contact .row span:first-child{font-weight:700;color:rgba(34,34,34,.72)}

.footer-cta{
  padding:28px 0;
  background:var(--bg);
  border-top:1px solid var(--line);
}
.footer-cta-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  flex-wrap:wrap;
}
.footer-cta-title{font-size:18px;font-weight:800}

.footer{padding:18px 0}
.footer-inner{
  display:flex;
  justify-content:space-between;
  gap:12px;
  flex-wrap:wrap;
  color:rgba(34,34,34,.72);
}
.footer-links{display:flex;gap:14px}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:10px 14px;
  border-radius:12px;
  border:1px solid var(--line);
  font-weight:800;
}
.btn-primary{
  background:var(--binq-blue);
  border-color:var(--binq-blue);
  color:var(--white);
}
.btn-ghost{
  background:transparent;
  color:var(--anthrazit);
}

@media (max-width: 900px){
  .hero-inner{grid-template-columns:1fr}
  .hero h1{font-size:36px}
  .grid{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
}

.brand-logo{
  height:34px;
  width:auto;
  display:block;
}


/* --- BINQ PATCH: Hero single-column (removes empty right column after tiles removal) --- */
.hero-inner{
  grid-template-columns: 1fr !important;
}
.hero-copy{
  max-width: 62rem;
}
/* Optional: etwas mehr Balance für Desktop */
@media (min-width: 900px){
  .hero-copy{
    max-width: 64rem;
  }
}

 /* --- BINQ PATCH: Ablauf steps vertical (chronologisch) --- */
 .steps-grid{
   grid-template-columns: 1fr !important;
 }

 /* --- BINQ PATCH: brand anchor behaves like brand container (fix claim alignment on subpages) --- */
 a.brand{
   display:flex;
   align-items:center;
   gap:.65rem;
   text-decoration:none;
   color:inherit;
 }
 a.brand:focus-visible{
   outline:2px solid rgba(0,0,0,.25);
   outline-offset:4px;
   border-radius:12px;
 }

 /* --- BINQ PATCH: Ablauf (So läuft es ab) as single-column on desktop for better readability --- */
 #ablauf .grid{
   grid-template-columns: 1fr !important;
   max-width: 64rem;
 }
 #ablauf .card{
   width: 100%;
 }


/* --- BINQ PATCH: Badges for modules (Light/Pro) --- */
.badge{
  display:inline-block;
  font-size:0.75rem;
  line-height:1;
  padding:0.25rem 0.5rem;
  border-radius:999px;
  border:1px solid rgba(0,0,0,0.10);
  background:rgba(0,0,0,0.03);
  vertical-align:middle;
  margin-left:0.5rem;
  white-space:nowrap;
}
.badge-main{
  background:rgba(55,115,255,0.10);
  border-color:rgba(55,115,255,0.25);
}
.badge-light{
  background:rgba(0,0,0,0.03);
}
.badge-pro{
  background:rgba(0,0,0,0.06);
  font-weight:600;
}
.subhead{
  margin-top:1rem;
  margin-bottom:0.25rem;
}
.subhead .badge{ margin-left:0; }
.subtext{
  margin:0.25rem 0 0;
}


 /* --- BINQ PATCH: Module Badges (Light/Pro) --- */
 .card h4{
   display:inline-block;
   font-weight:700;
   font-size:0.85rem;
   padding:0.18rem 0.55rem;
   border-radius:999px;
   border:1px solid rgba(0,0,0,0.12);
   background:rgba(0,0,0,0.03);
   margin-bottom:0.35rem !important;
 }

 /* Optional: Modul-Titel etwas „griffiger“ */
 .card h3{
   font-weight:800;
   letter-spacing:-0.01em;
 }


/* --- BINQ PATCH: Module Split (Light/Pro) --- */
/* Variante A: Pro als Upgrade visuell klarer. Kein Text-Change, kein HTML-Refactor. */

.card h4{
  display:inline-block;
  font-weight:800;
  font-size:0.85rem;
  padding:0.18rem 0.55rem;
  border-radius:999px;
  border:1px solid rgba(0,0,0,0.12);
  background:rgba(0,0,0,0.03);
  margin:0.95rem 0 0.35rem !important;
}

.card h4 + p{
  padding:0.65rem 0.8rem;
  border:1px solid rgba(0,0,0,0.08);
  border-radius:14px;
  background:rgba(0,0,0,0.015);
  margin:0 0 0.35rem;
}

.card h4 + p + h4{
  margin-top:0.95rem !important;
}

.card h4:nth-of-type(2){
  border-color:rgba(0,0,0,0.18);
  background:rgba(0,0,0,0.05);
}

.card h4:nth-of-type(2) + p{
  background:rgba(0,0,0,0.03);
  border-color:rgba(0,0,0,0.12);
  border-left:4px solid rgba(0,0,0,0.22);
  padding-left:0.75rem;
}

/* --- END BINQ PATCH: Module Split (Light/Pro) --- */